{"ok":true,"methodology_version":"1.0.0","real_days_captured":9,"series_start":"2026-06-21","series_stats":{"mean":67.78,"min":62,"max":71,"stdev":2.66,"latest":70,"net_change":2},"lead_lag":{"status":"accruing","min_days_required":60,"days_remaining":51,"targets":["CFPB complaint volume","NY Fed 90+ day delinquency"],"note":"Lead/lag correlation against published delinquency and complaint series will be computed and disclosed once 60 real days are captured."}}